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Today's Rates

Last update: July 3, 2008 01:16 PM EST

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming
based on $165,000 loan, minimum loan is $75,000
6.250 0.000 6.373
6.125 0.560 6.301
6.000 0.980 6.215
5.875 1.880 6.176
5.750 2.080 6.068
20 yr fixed conforming
6.250 0.000 CALL
CALL
CALL
CALL
CALL
15 yr fixed conforming
5.875 0.000 6.077
5.750 0.320 6.002
5.625 0.980 5.981
5.500 1.270 5.901
5.375 2.080 5.905
10 yr fixed conforming
5.750 CALL CALL
CALL CALL
CALL CALL
CALL CALL
CALL CALL
3/1 ARM
5.375 0.000 6.061
5/1 ARM
5.500 0.000 6.157
7/1 ARM
5.875 0.000 6.121
1 year ARM
0.000 0.000
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo
based on loan of $435,000 and above
8.250 0.000 8.319
15 yr fixed jumbo
5.875 0.000 5.976
3/1 jumbo ARM
5.375 0.000 5.186
5/1 jumbo ARM
5.500 0.000 5.278
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Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming Interest-Only
6.500 0.000 6.625
5/1 ARM Interest-Only
5.625 0.000 5.385
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Interest-Only Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo Interest-Only
8.500 0.000 8.566
5/1 ARM jumbo Interest-Only
5.625 0.000 5.684
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APRs are calculated based on a Conforming loan amount of $160,000, or a Jumbo loan amount of $417,000. Points/fees/rates may vary for different loan amounts.